Why Rent When You Can Own?

USDA Rural Housing
$0 Down!

Our single family housing programs offer ownership for individuals and families in rural areas.
Now is the time to have The American Dream of Home Ownership.

family photo- new home owners - licensed building contractor family photo- Low or no down payment - licensed building contractor family photo- low interest; low payments - licensed building contractor

We'll Help You Find the Right Program for You.


Guarantee Rural Housing Loan
$0 Down
Financing As Low As 4.50%*
* To Qualified Buyers
Click Here to Fill Out Our Easy,
Free Pre-Application Now
Direct Loan Program
$0 Down
Financing As Low As 1% Interest*
* To Qualified Buyers
Click Here to Fill Out Our Easy,
Free Pre-Application Now
Guaranteed Loan Benefits Include: About Direct Loans:
Higher Loan to Values. No down payment is required. The maximum loan amount is 100% of the appraised value.

No Monthly Mortgage Insurance (MI). Mortgage payments without MI allow the borrower to have more available income each month.

Competitive Fixed Interest Rates. Guaranteed loans offer 30 year fixed interest rates.

Flexible Credit and Expanded. Borrowers with non-traditional credit histories may be eligible.

What Are Direct Loans? Direct Loans are loans that are directly funded by the Government.

Mortgage and Payments. These loans are for 33 years. Mortgage payments are based on the household's adjusted income.

Direct Loan Financing. 0% down, with financing as low as 1% interest to qualified buyers.

For More Information, fill out our easy, free pre-application. We will give you all the information you need to proceed.

Eligibility Criteria:
Be a US citizen, permanent resident or qualified alien.
Household income must not exceed the adjusted income limit for the area.


Guarantee Rural Housing Income Guidelines
(Make under these amounts)

1- 4 person $74,750.00

5-8 person $98,670.00




Direct Loan Income Guidelines (Low)
(Make under these amounts)
1 Person 2 Person 3 Person 4 Person
$30,500 $34,900 $39,250 $43,600
       
5 Person 6 Person 7 Person 8 Person
$47,100 $50,600 $54,050 $57,550

Minimum Household Adjusted Income $25,000.00
Must Have a 640 or Higher Credit Score
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To begin the process of becoming the owner of your NEW HOME, fill out our easy, FREE PRE-APPLICATION.

Within a short time we will let you know if you pre-qualify. If there is a problem we will guide you in the right direction so your dream of owning a new home can come true!


CLICK HERE TO FILL OUT OUR EASY, FREE PRE-APPLICATION NOW!